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In addition, customers for this sort of strategy can have severe legal or criminal histories. It's crucial to note that different carriers offer a variety of concern ages on their ensured concern policies as low as age 40 or as high as age 80 - liberty life funeral insurance. Some will also use greater stated value, up to $40,000, and others will permit far better death benefit problems by boosting the rates of interest with the return of costs or decreasing the variety of years till a full survivor benefit is available